New Trump Rule Further Expands Healthcare Options

Providing more healthcare options outside Obamacare, the new rule expands temporary health insurance.

Before leaving office, Barack Obama reduced healthcare options by only allowing temporary health insurance to last three months. The Trump Administration has released a new rule reversing that action.

https://www.youtube.com/watch?v=OnyrFTVyl8Y

This isn’t the same as Donald Trump repealing Obamacare, but it shows that the President is still dedicated to doing as much as he can to remove its power over Americans.

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The Daily Signal reports, “Trump Further Chips Away at Obamacare by Expanding Short-Term Health Plans.

The Trump administration moved Wednesday to expand health insurance options and affordability for Americans, with a new rule allowing cheaper new and renewable health insurance plans that consumers can use for up to a year.

The Department of Health and Human Services, Labor Department, and Treasury Department released the final rule that allows consumers to buy “short-term, limited duration” health insurance plans that are not subject to the Obamacare requirements. Consumers can have the plans for up to a year, instead of three months under the new rule.

The average monthly premium for an individual with a short-term plan in the fourth quarter of 2016 was $124, compared to $393 for an unsubsidized plan in the Obamacare exchange, according to HHS.

“They can be as much as 50-80 percent lower cost than the Affordable Care Act exchange plans,” Secretary of Health and Human Services Alex Azar told reporters Wednesday. […]

The new rule is largely a return to the existing rule before 2017, when Americans could keep the plans for almost a year, which changes as President Barack Obama was heading for the exit. To encourage more people to join the exchanges, Obama reduced short-term limited duration coverage to less than three months in an executive action just three weeks before leaving office.

The plans again cover an initial period of one year, as before Obama’s action. The difference is that the plans come with a renewable maximum period of no longer than three years.

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About the author

Joe Scudder

Joe Scudder

Joe Scudder is the "nom de plume" (or "nom de guerre") of a fifty-ish-year-old writer and stroke survivor. He lives in St Louis with his wife and still-at-home children. He has been a freelance writer and occasional political activist since the early nineties. He describes his politics as Tolkienesque.

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