Everyone who needs health insurance coverage faces Obamacare confusion, not just children who have turned 26.
CNN posted the headline recently: “26-year-olds face challenges as they fall off parents’ health insurance.”
How old do you have to be before such headlines look plainly ridiculous? https://t.co/u7jYUOd5ad
— Ben Shapiro (@benshapiro) December 14, 2017
The story pretends to be about 26-year-olds, but in fact it is about Obamacare confusion that burdens everyone stuck on the individual market. The trauma faced by them is that same frustration facing all other adults.
Marguerite Moniot felt frustrated and flummoxed. Despite the many hours she had spent in front of the computer this year reading consumer reviews of health insurance plans offered on the individual market in Virginia, she still did not know what plan was right for her.
Moniot was preparing to buy an insurance policy of her own, knowing she would age out of her parents’ plan when she turned 26 in October. She asked her parents for help and advice. But they, too, ran into trouble trying to decipher which policy would work best for their daughter. The family had relied on her father’s employer-sponsored plan through his work as an architect for years, so no one had spent much time sifting through policies.
“Honestly, my parents were just as confused as I was,” said Moniot, a restaurant server in Roanoke.
In defeat, just before Thanksgiving, she went with her mother to meet a certified health insurance navigator and bought a policy that allowed her to keep her current doctors.
A new crop of young people like Moniot are falling off their parents’ insurance plans when they turn 26 — the age when the Affordable Care Act stipulates that children must leave family policies.
They were then expected to be able to shop relatively easily for their own insurance on Obamacare marketplaces. But with Trump administration revisions to the law and congressional bills injecting uncertainty into state insurance markets, that task of buying insurance for the first time this year is anything but simple.
The pretense that Trump made participating in Obamacare burdensome is laughable. All of us who used Obamcare before know it was always bad.
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