Don’t Raise the (Debt) Roof!

The national debt has once again become the subject of talk in Washington DC. It won’t be long before inflation begins to set in. With that, interest rates will skyrocket. Housing and car sales will come to a screeching halt. The lackluster economy will then again slip back into its sluggish recession. But it doesn’t have to be that way if our elected politicians would just stop the borrowing and spending, and let each generation feel the natural pains of life’s economic ups and downs–just like the family on main street USA has to do as life hands out its lemons.

Let’s put into perspective what is going on in Washington DC (and for that matter, around the world with the uptick in borrow and spend socialism) with annual deficits and national debts. What the politicians are really doing is putting off the difficult decisions — kicking the can down the road — transferring the burden and tough decisions to future generations and future representatives. This lack of courage and responsibility is flat out immoral, and it’s economic treason. It is truly insane, and those who engage in it are not leaders at all, but rather extinguishers of liberty. They fiddle while we burn.

Let’s take a simple look at what happens on the national level with the budget and then use a fair analogy to compare it with a family budget if we used the logic and methods of Washington politicians.

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Here are the national numbers regarding our national budget, revenue, deficits and debt.

U.S. tax revenue: $2,470,000,000,000 (trillion)
Federal Budget: $3,810,000,000,000 (trillion)
New Debt: $901,000,000,000 (billion)
National Debt: $17,000,000,000,000 (trillion)
Recent budget cuts: $38,500,000,000 (billion)

Now, if we simply take these same numbers and remove 8 zeroes so they represent a basic American family budget from main street (not Wall Street), it will put our national budgetary catastrophe in perspective.

Let’s pretend the numbers below are a household budget.

Annual income: $24,700
Money spent as budget: $38,100
New debt on credit card: $9,010
New outstanding balance on credit card: $170,000
Total budget cuts this year: $38.50

We must never forget that once you have deficit, spending less is never a savings. It’s only adding less to the credit card–never paying down the debt already on the card.

How often have you or someone you’ve known gone to the store only to spend $200 dollars but with a smile on their face claim to have saved $150 dollars? Look at how much I saved! There is no saving in spending. They are opposites. You either spend more or spend less but you cannot save while spending. Yet politicians (and clever coupons) try to pull that wool over our eyes every single year when budgets negotiations come around.

This whole notion of saving while spending, or taking cuts by decreasing a previously announced increase, is a shell game and only makes sense if you’re a pointy headed liberal running the fed, or a business lobbyist who bows down at the altar of crony capitalism, or a Democrat who votes for such snake oil economics salesmen.

If nothing else, learn this budgetary lesson. Remove 8 zeroes from the national numbers. Create your own workable, analogous budget; it’s simple and straightforward. Review it. Then call your representatives in Washington DC or at your state capital and let them know deficits are immoral and they had better stop if they wish to get re-elected and remain employed on the backs of the taxpayer.

DebtCeiling-MailboxBut if this example isn’t clear enough for you, maybe you’re not a numbers person. Maybe you’re confused by revenue and spending, deficits and debt, cuts and savings, so here is another way of looking at this same problem of overspending and raising the debt ceiling thinking you’re avoid the problem.

Picture yourself coming home from work only to find that there has been a terrible sewer backup in your neighborhood. Your home has sewage all the way up to your ceilings. Every light bulb, vent and ceiling fan is completely covered. Every room is exactly the same. Sewage to the ceiling.

What do you do?

Do you call out the plumber along with a sewage treatment team to remove the crap from the house? Or do you do as the politicians would do, avoid the obvious and raise the ceilings or build a second story? Which sounds logical and which sounds ridiculous?

Lesson learned?

We Americans have put up with this garbage for far too long — the stench in Washington DC is getting harder to take with each passing day. We can continue to plug our noses and close our eyes, or we can do something about it.

How about we drain that swamp in 2014 and put some true patriots in charge again.

The views expressed in this opinion article are solely those of their author and are not necessarily either shared or endorsed by

About the author

David Whitley

David is a deacon at his local church and a perpetual student of religion, politics and American history. Author, speaker, blogger, David lives in Southern California with his wife and their three children. You can follow him on Twitter @cogitarus or online at He's available for speaking engagements upon request.

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